Houston State Farm Insurance agent Justin Shelby has earned the Retirement Income Certified Professional (RICP) professional designation from the American College of Financial Services in Bryn Mawr, Penn.

Candidates must complete a minimum of three college-level courses and are required to pass a series of two-hour proctored exams.  They must also have three years of experience, meet stringent ethics requirements and participate in the college’s continuing education program.

The RICP educational curricula is the most complete and comprehensive program available to professional financial advisers looking to help their clients create sustainable retirement income. The rigorous three-course credential helps advisers master retirement income planning, a key focus not fully covered in other professional designations programs.

“From retirement portfolio management techniques and mitigation of plan risks to the proper use of annuities, employer-sponsored benefits and determining the best Social Security claiming age, the RICP provides a wealth of practical information for advisers,” Shelby said.

Using the most current techniques, RICP’s identify retirement income needs and objectives and evaluate a client’s current situation relative to those goals. Individuals who earn a RICP can provide expert advice on a broad range of retirement topics including income needs and objectives, estate issues and other risks to the retirement income planning, Social Security, health insurance, and housing decisions, and income taxation.

Shelby has been with State Farm Insurance companies for more than 10 years, working as an auto claims representative, catastrophe claims representative and financial services representative all before becoming an agent in October 2011. 

The Justin Shelby – State Farm agency is consistently ranked in the top 5-percent of agencies around the country. Shelby accredits the success of his agency to his team in his office: Tammy Wade, Amber Ramsey, Bobby Mayer, Jim Strause, Telisha Linscott and Cindy Odle. 

Shelby is active in the community, as he is a board member for both the Texas County Memorial Hospital Hospice of Care and the Houston Lions Club, and is a member of the Houston Booster Club, among other things. He and his wife, Britt, recently welcomed twins into their family.

“We look forward to spending many more years in the Houston community,” Shelby said. 

The American College is the nation’s largest non-profit educational institution devoted to financial services.  Holding the highest level of academic accreditation, it has served as a business partner to banks, brokerage firms, insurance companies and others for more than 86 years. Its faculty represents some of the financial services industry’s foremost thought leaders.  For more information, log onto TheAmericanCollege.edu.

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